Archive - May 2024
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The Fundamentals of Starting a Business
Posted On: May 31, 2024 by Falcon National Bank in: Manage your Business | Business Banking
Starting a business requires more than just a groundbreaking idea; it requires an understanding of the logistical, regulatory, and strategic intricacies involved. Everything from market research, to zoning, to taxes and insurance, to employment and intellectual property, dive into the foundational principles in the Small Business Resource Guide, 2024 National Edition, created by the U.S. Small Business Administration. And when you are ready to take that next step, our SBA team is here to help!
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Debit vs. Credit: How the rewards compare
Posted On: May 14, 2024 by Kasasa in: Your Financial Life | Personal Banking
Kasasa checking accounts offer monthly rewards that blow most other accounts away...as long as you meet a few qualifications. One of those is swiping your debit card a certain number of times each month. But if you’re like most people, you also have a credit card that offers rewards too. When faced with the question of how to get all your Kasasa debit card swipes, and still earn credit card rewards, we understand your dilemma. You aren't swiping either card just for the rewards....
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Should you pay down debt before applying for a mortgage?
Posted On: May 2, 2024 by Kasasa in: Your Financial Life | Personal Banking
A question many potential home buyers ask when applying for a mortgage is: Should I pay off debt before applying for a home loan? Credit card debt, auto loans and other forms of debt can all have an impact on a person's credit score, which in turn affects the rate they are able to get on their mortgage (or their ability to qualify in the first place). The answer isn't always as simple as a yes or a no, but there are a few figures to keep in mind that can aid in making this decision. Potential...
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