Kasasa checking accounts offer monthly rewards that blow most other accounts away...as long as you meet a few qualifications. One of those is swiping your debit card a certain number of times each month. But if you’re like most people, you also have a credit card that offers rewards too. When faced with the question of how to get all your Kasasa debit card swipes, and still earn credit card rewards, we understand your dilemma. You aren't swiping either card just for the rewards....

Read More

At its core, banking is all about bank accounts providing cash, which financial institutions use to make loans. But since there’s much more to it than that, here’s a look at what goes into the calculation so you can shop for the best rates for you. Interest rates on loans How do banks and credit unions determine the interest rate you pay on your loan (Annual Percentage Rate). There are several factors. Your credit score: You might see an advertisement for a great rate...

Read More

APY, APR, CD, MMA... Let's face it, there are a lot of acronyms in banking. With most of us entering the real world with little money management training, it can be easy to get confused as to what all these terms mean. One of the most basic terms that you should understand is APY, as it can make the difference of hundreds of dollars a year. So, let's dig in. What is APY (Annual Percentage Yield)? APY stands for Annual Percentage Yield. In non-banker-jargon, APY stands...

Read More