Opening your first checking account is a rite of passage for many Americans. Although your parents might start a savings account for you when you’re a kid, chances are you won’t open a checking account until you have a job that earns you money. But what about CD’s? When might it be time to put money away where you can’t touch it? Here's a little more on the basics of a CD. CD basics you should know A certificate of deposit (CD) is a low-risk...

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